HIV+Hep in the News

ACA plans’ max out-of-pocket costs to jump by 10% in 2026

Carl Schmid, executive director of the HIV +Hepatis Policy Institute, says the increased maximums are another reason why CMS should enforce its 2020 rule that bars insurers from using co-pay accumulators for non-branded drugs. The accumulator policy prohibits manufacturer coupons from counting toward an individual’s cost-sharing requirement. Schmid had hoped CMS would bar the accumulators in the draft 2026 Notice of Benefit and Payment Parameters, but CMS said only the policy would be clarified in future rulemaking.

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Biden proposes new rule eliminating cost sharing for injectable PrEP

Carl Schmid said the Biden administration responded to his group’s “request to issue this guidance” on the issue of PrEP and drug-led combination therapy coverage. “Without it, we feel some insurers would continue to only cover daily oral PrEP and not provide PrEP users with the choice they need,” Schmid said of the proposed rule, according to the Reporter. “With up to a third of privately insured PrEP users still being charged cost-sharing, we must ensure that both federal and state regulators vigorously enforce PrEP coverage requirements.”

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Biden administration expands injectable PrEP coverage

“With low uptake of PrEP among the communities most impacted by HIV, this insurance coverage requirement with zero cost-sharing will help jumpstart the use of more effective forms of PrEP and lead to fewer HIV transmissions,” Carl Schmid, a gay man who is executive director of the Washington, D.C.-based HIV+Hepatitis Policy Institute, stated about the Biden administration’s announcement.

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Insurers must cover long-acting injectable PrEP, CMS says

Carl Schmid, executive director of the HIV+ Hepatitis Policy Institute, said in a statement before the new guidance, some insurers may have only covered daily oral PrEP. “With low uptake of PrEP among the communities most impacted by HIV, this insurance coverage requirement with zero cost-sharing will help jumpstart the use of more effective forms of PrEP and lead to fewer HIV transmissions,” Schmid said Monday (Oct. 21). “The updated USPSTF recommendation is not drug-specific, but rather for PrEP in general to prevent HIV which includes ‘effective antiretroviral therapy.’ This will be important as new longer acting PrEP drugs become available.”

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