Insurer Harvard Pilgrim will add HIV medication Biktarvy and four other drugs to its formulary for Maine patients after the HIV+Hepatitis Policy Institute filed a discrimination complaint against the company for marketing plans that discriminate against those living with HIV. The organization has filed similar complaints against insurers in several other states, alleging the plans violated Affordable Care Act (ACA) requirements.
Long Covid, AI ‘obsession,’ trust: What STAT readers thought went overlooked in 2024
One major underdiscussed issue this year was the Biden administration’s failure to enforce a 2023 U.S. District Court for the District of Columbia ruling that struck down a Trump-era rule allowing insurers to implement “copay accumulator” programs.
After complaints, health insurer agrees to cover common HIV meds
“While this action is certainly welcome, the fact remains that Harvard Pilgrim removed lifesaving HIV drugs from its coverage formulary, disrupted the treatment of people living with HIV and violated the nondiscrimination protections [of the Affordable Care Act (ACA), or Obamacare],” said Carl Schmid, executive director of the HIV+Hep. “This demonstrates the need for greater oversight of the health insurance industry and enforcement of the safeguards in place to protect patients against the abuse of insurers.”
How to break down barriers in HIV care
“Over a million people in the United States have HIV,” says Carl Schmid, Executive Director at the HIV+Hepatitis Policy Institute. According to HIV.gov, of those approximately 1.2 million patients, around 13% “don’t know it and need testing. People don’t think about HIV as much as they used to,” continues Schmid. “They think it’s a solved issue, but no—we still have over 30,000 new infections every year.” Testing and timely access to treatments are essential. “To remain healthy, patients must stay on their medication, which is a lifelong commitment,” Schmid says. “While we have great drugs, getting them to the people who need them remains a challenge. Numerous barriers exist—socioeconomic barriers, insurance barriers, and issues with health coverage. Many people can’t access the drugs they need due to cost, formulary restrictions, or lack of coverage.”
Harvard Pilgrim will continue covering HIV drugs, following state investigation
The HIV + Hepatitis Policy Institute filed its initial complaint with the bureau in November, alleging that failing to cover the broadly accepted treatment regimens would discourage people with HIV from enrolling in Harvard Pilgrim’s coverage and would violate federal law. The Affordable Care Act mandates that insurers provide “appropriate access to drugs that are included in broadly accepted treatment guidelines and that are indicative of general best practices at the time.”